Resources

Car Accidents

Crash types, fault, insurance, and the claims process for Louisiana and Texas car wrecks.

A car accident is a collision involving at least one motor vehicle that results in property damage, bodily injury, or death. The word "accident" suggests something nobody intended, and most crashes are exactly that. But the law does not treat a crash as a blameless act of fate.

This section covers a Louisiana or Texas car crash from the road to the settlement. Start with what causes crashes and the types of collisions, then how fault is decided and what the insurance claim looks like. The injuries pages explain what a crash does to the body, the process pages walk through the claim step by step, and the laws, safety and statistics pages hold the rules and the numbers behind it.

causes10 pages

Why crashes happen: distraction, speed, fatigue, maintenance and the failures behind them.

fault9 pages

How Louisiana and Texas assign blame, comparative fault, and what a police report does and does not settle.

injuries16 pages

Whiplash, fractures, brain and spinal injuries, and the delayed symptoms that follow a crash.

insurance8 pages

Claims, adjusters, minimum coverage, uninsured drivers and the tactics insurers use.

laws2 pages

The statutes and deadlines that govern a car accident claim in each state.

process7 pages

What happens after the crash, in order, from the scene to the demand letter to settlement or suit.

safety20 pages

Prevention and defensive driving, including the roads and conditions that produce the most crashes.

statistics4 pages

Crash and fatality numbers for Louisiana, Texas and the interstates that run through them.

types2 pages

Collision patterns and the roads and vehicles involved, and what each tends to mean for a claim.

general6 pages

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