What does it cost to hire Trey Morris Injury Lawyers?
You pay nothing upfront and owe no fee unless we win. We work on contingency, so the fee is a percentage of the settlement or verdict. The firm advances case expenses as they come due: expert witnesses, depositions, accident reconstruction, medical records, court costs. Those expenses are repaid out of the settlement at the end. If the case produces nothing, you owe no fee and you are not billed for the expenses we advanced. That matters because a firm that cannot fund six figures of expert work has to take whatever the insurer offers early.
How long do I have to file a claim?
You have two years in both states, though the date of injury decides which Louisiana rule applies. Louisiana injuries sustained on or after July 1, 2024 carry a two-year prescriptive period under La. C.C. art. 3493.1. Injuries before that date fall under the former one-year period. A wreck on June 30, 2024 and one on July 2, 2024 sit on opposite sides of that line. Texas allows two years from the date of injury under Tex. Civ. Prac. & Rem. Code § 16.003. Claims against public bodies and claims arising offshore run on shorter or separate schedules. Vehicles get repaired and surveillance video gets overwritten within weeks, so we send a preservation letter in the first week.
Should I talk to the insurance company first?
No. Report the crash to your own insurer as your policy requires, then route everything else through us. The other driver's insurer is not neutral. Its adjusters take a recorded statement early, before the full extent of the injury is known. They use it later to argue the injury was minor or that you shared blame. An early offer works the same way. It arrives before your treatment is finished, when the claim looks smallest. We take over the communication so the insurer deals with the file instead of with you.
Who pays my medical bills while the case is pending?
You do not pay out of pocket. Health insurance, Medicare, or Medicaid pays as it normally would. Medical payments coverage on your own auto policy applies on top, and it pays without anyone being found at fault first. Where neither is available, we arrange treatment under a letter of protection, so the provider is paid from the settlement or verdict instead of billing you during the case. Case expenses are separate, and the firm fronts those. The at-fault driver's insurer pays nothing as the bills arrive. It pays once, at the end, and whoever carried you in the meantime is reimbursed out of that payment. Negotiating those reimbursements down is part of the case, not an afterthought.
What is my case worth?
Anyone who quotes a number on the first call is guessing. Value is established by documentation: past and future medical treatment, lost wages and lost earning capacity, and the physical pain and life disruption the injury caused. The two categories that move a case most are also the slowest to document: future medical needs and permanent impairment. Neither can be established until treatment stabilizes. Liability matters as much as the injury. The same harm is worth more where fault is clear and the evidence was preserved. We document the claim through records, treating physicians, and where the injury is permanent, life-care planners and economists. Then we test the number against what juries in that venue have returned.
How long will my case take, and will it go to trial?
Smaller cases resolve in months. Serious-injury and disputed-liability cases run a year or more, and longer when they are tried. The limit is medical, not procedural: no one can value a claim until your doctors can say what is permanent. Settle before that point and you are settling without knowing whether you need a second surgery or lifetime care. Most cases resolve without a trial. The offer still depends on whether the defense believes this firm will try it. Adjusters and defense counsel track which firms file suit, take depositions, retain experts, and return verdicts. We prepare every case for trial, which is what produces a serious offer before one.
What if I was partly at fault?
You can still recover, up to a point, and that point changed in Louisiana this year. For causes of action arising on or after January 1, 2026, Louisiana applies modified comparative fault under La. C.C. art. 2323. A claimant found 51 percent or more at fault recovers nothing. At 50 percent or less, damages are reduced by the claimant's percentage of fault. Claims arising before that date fall under the prior pure comparative rule, where damages were reduced but never barred. Texas applies the same 50 percent ceiling under Tex. Civ. Prac. & Rem. Code § 33.001. In a contested case the percentage decides the money. A finding of 30 percent fault takes nearly a third off what you collect, which is why the adjuster's early questions aim at raising your share.
What if the at-fault driver had no insurance?
Your own policy usually carries coverage for exactly this situation. Uninsured and underinsured motorist coverage is the first place to look. In Louisiana it is included in every auto policy unless it was rejected in writing on the form the Commissioner of Insurance prescribes. Confirm what you carry even if you do not think you bought it. Policies held by household members can apply. If anyone involved was working at the time, an employer or commercial policy may sit behind the driver. There may also be other defendants: a vehicle owner, a trucking company, a contractor responsible for a road hazard. Finding every policy is investigative work done early, before coverage lapses and records are purged.