Rear-End Collision — $999,050 Result

Distracted driving is a leading road hazard, and this post outlines common reasons drivers lose focus behind the wheel. It notes that hand-held phone use is prohibited in Louisiana yet remains widespread, and that phone conversations, including hands-free calls, draw mental attention away from driving. Other distractions covered include activities that pull a driver's eyes, hands, or mind from the road.

State Farm may deny a car accident claim for several reasons: the loss exceeds your policy limit, you violated the insurance agreement by driving illegally, the company finds you liable for the accident, or its investigation reached incorrect conclusions. This guide explains these common denial reasons and notes you can pursue an appeal if your claim is denied.