Rear-End Collision — $910,000 Result

Distracted driving is a leading road hazard, and this post outlines common reasons drivers lose focus behind the wheel. It notes that hand-held phone use is prohibited in Louisiana yet remains widespread, and that phone conversations, including hands-free calls, draw mental attention away from driving. Other distractions covered include activities that pull a driver's eyes, hands, or mind from the road.

USAA may deny a car accident claim for several reasons: the loss exceeds your policy limit, you violated the policy through actions like drunk driving or speeding, the company finds you at fault, or its investigation was inadequate. This guide explains these common denial reasons and notes that fault rules vary by state, which can affect how much you may recover.