Rear-End Collision — $901,109 Result

Distracted driving is a leading road hazard, and this post outlines common reasons drivers lose focus behind the wheel. It notes that hand-held phone use is prohibited in Louisiana yet remains widespread, and that phone conversations, including hands-free calls, draw mental attention away from driving. Other distractions covered include activities that pull a driver's eyes, hands, or mind from the road.

Shelter Insurance may deny a car accident claim if it finds you at fault, if the loss falls outside your policy limits or exclusions, or if you violated the agreement, such as driving under the influence. This guide explains common denial reasons, notes insurers must handle claims in good faith under state law, and outlines what you can do when a denial appears wrong.